Business Loan Without UC

Many companies need financing to grow, smooth out cash flow during seasonal variations, or cover temporary cashflow dips. Whichever reason you have for seeking a business loan, we are on your side. At Capcito, you can apply for business loans without UC (a Swedish credit reference agency). When you apply, a credit check is conducted through CreditSafe, which does not affect your company's creditworthiness or its ability to obtain a loan in the future. In addition we to that we use real-time data to get an up-to-date picture of your company's situation and needs.

When you apply for business loans with multiple financiers to compare terms, you accumulate multiple credit checks. This often leads to a lower credit rating. A newly established company has low credit ratings due to a lack of public data and history, even though they often have the same or greater need to grow and secure their operations. Our business loans without UC are worth comparing. It's simply secure financing with fair terms.

• Business loans from Capcito come free of hidden fees. You only pay interest and amortization, nothing else.
• Our loans have a maximum term of 24 months.
• You can pay back your loan at any time at no extra cost.
• Our business loans are amortized weekly via autogiro (making your total interest rate lower).
• To qualify for one of our business loans, your business has to be at least 4 months old and not have and registered debt with Kronofogden.
• There has to be a legal person that can act as a guarantor.